Selecting an attorney for legal cases is a very important decision. Please enter your information below to receive a Free Consultation from an attorney in your area:
Federal Law News
Debt Collectors Agree To Settle With FTC
A debt collection agency that allegedly used lies and threats to collect debts has agreed to settle Federal Trade Commission charges that its tactics violated federal laws.Under the court settlement, the company agreed to a $150,000 judgment and to refrain from illegal practices when collecting debts, including “time-barred” debts – debts so old they are no longer legally enforceable.
The government’s complaint alleges that Whitewing Financial Group, Inc. bought and attempted to collect on very old debts, many of which were beyond statutory limitations and too old to appear on credit reports, and many of which had been discharged in bankruptcy. As required by law, Whitewing sent “validation notices” informing consumers of their right to dispute the alleged debts, but its statements in phone calls allegedly often contradicted those notices. The statements pressured consumers to make payments before they had received the validation notice, and confused them about their rights, including who had the burden of establishing the validity of the debt.Under the Fair Debt Collection Practices Act (FDCPA), if a consumer disputes all or part of a debt in writing within 30 days of receiving a validation notice, the debt collector must cease collection efforts until it has provided the consumer with written verification of the debt.
The complaint alleges that, because there is no legitimate method to enforce payment of time-barred debts, the defendants often misrepresented the status of the debts, leading people to believe that legal proceedings had begun, that lawsuits to collect debts were not time-barred, or that the defendants had documents showing that the debts were valid when, in fact, they did not.The complaint also alleges that the defendants misrepresented that if the consumer did not pay the debt, the defendants would take actions that they never intended to take, such as reporting the debts to credit bureaus or initiating legal proceedings. Read more at: www.ftc.gov
Latest news about Federal Law cases in North Dakota and nationwide:
Identifying Prescription Drug Fraud
Prescription fraud is defined as the illegal acquisition of prescription drugs for personal use or profit. This phenomenon is an increasing problem... Read more >
Definition:
Document or material object produced and identified in court as evidence in a case. Each of these documents or objects is usually given an identifying letter or number in alphabetical or numerical sequence when it is offered as evidence
Writ of certiorari
Definition:
An order issued by the Supreme Court directing the lower court to pass on records for a case for which it will hear on appeal.
Jury pool
Definition:
The group of prospective qualified jurors appearing for assignment to trial jury panels.
If you live in the following cities and need an federal attorney you should contact
our Federal Attorney as soon as possible:
Bismarck
Dickinson
Fargo
Grand Forks
Jamestown
Mandan
Minot
Wahpeton
West Fargo
Williston
Legal Disclaimers All attorney listings are a paid attorney advertisement, and do not in any way constitute a referral or endorsement by an approved or authorized lawyer referral service. The information provided on North Dakota Federal Lawyers.com is not intended to be legal advice, but merely conveys
general information related to legal issues commonly encountered. Your access
to and use of this website is subject to additional Terms
and Conditions.
Local Professional? Generate new business today
Call 866-227-9356 or contact a sales rep
Did You Know?